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Cautious Optimism Continues as We "Survive to 2025"

The Reserve Bank's recent decision to cut the official cash rate (OCR) by 25 basis points to 5.25% has set off a significant reaction in the financial sector. The effects were immediate, with Kiwibank reducing its variable mortgage rates by the full 25 basis points, while ASB lowered its floating and fixed rates, including a notable 34 basis point drop on its 18-month term rate. Banks are now as scrambling to offer competitive mortgage lending rates. This swift response highlights...

Survive to 2025

The New Zealand economy is currently navigating a complex landscape. While optimism is there, many businesses across the country remain in a cautious stance, operating in a "Survive to 2025" mode. A significant factor in this cautious optimism is the anticipation that interest rates are set to come down, potentially easing some of the financial pressures faced by businesses and consumers alike. With OptiFi's experience and tailored approach to every job, businesses can confidently weather t...

The Benefits of Using Outsourced Transactional Services

In today’s fast-paced business environment, small and medium-sized businesses (SMBs) face the challenge of staying competitive while managing costs and resources efficiently. One solution that is gaining significant traction is the outsourcing of transactional services. Outsourcing these services can provide numerous benefits that contribute to the growth and sustainability of SMBs. Here is a closer look at why this approach is highly advantageous....

Why Small and Medium Businesses Should Use OptiFi Consultancy and Advisory Services

In an increasingly complex and competitive business environment, small and medium businesses (SMBs) need strategic insights and expert guidance to thrive. One effective way to gain such expertise is by leveraging outsourced consultancy and advisory services from firms like OptiFi.OptiFi specialises in delivering tailored solutions that drive efficiency, growth, and innovation. Here’s why SMBs should consider outsourcing their consultancy and advisory needs to OptiFi....